Financial Research Analyst

Abstract

The projects is about creatively disrupting credit markets by starting a lending revolution targeting untapped, underserved, and unbanked Retail MSME segments in (After Covid) India. Understand about MSME, its classification and role played by it in Indian economy. Research about MSME (micro small and medium enterprises) of Raisthan and choose an industry for detailed research in the particular sector in depth. Also to prepare a product (loan) for the industry chosen. Aavas provide loans to people who are self-employed, who run small businesses, such as providing rickshaws or other vehicles, who run supermarkets, tiffin centers, beauty salons and other businesses, or these clients are engaged in agriculture or animal husbandry. The MSME in India is expected to register a CAGR of approximately 20.7% during the period (2021-2026). After the COVID-19 pandemic, most developed countries are either burning wastepaper or using it for landfill to avoid coronavirus spread. The economy is going through a rough phase. It will take time to improve economic conditions which might have an impact on financial system of the country. The banking industry & non-banking growth is unstable due to the uncertain market scenario. The number of credit has been reduced due to the financial uncertainty and the interest incomes are not being paid by the creditors due to their inability to pay that results in high NPAs for the Aavas.